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Holiday-Secure uses three levels of security to protect your data, technical protection, identity protection, and a unique protection called non-usability protection. Each level gives you complete protection and each level is in itself enough to provide full protection of your data.
1. Technical protection
Your information is protected with username, password and encryption and it is human readable on your computer screen only. Between your screen and Holiday-Secure, the information is encrypted in several ways and your data is stored human illegible at the endpoint.
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The only place data
is human readable |
Data not human readable and
deleted on browser closing |
Your data is not
human readable |
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Your data is not
human readable |
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| Screen / computer |
The Internet |
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Holiday-Secure |
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2. Identity protection
Your information is protected by complete identity protection, because your data is stored without any identity information at all.
We do not know, do not ask for, and do not store either your name, address, phone number, or social security number and your data is stored as unidentifiable numbers and human illegible texts. With no identity information present, your data is completely anonymous and it is not possible to associate your data with you or any other person.
Your information will never be read by any other than you, it cannot be used to identify who owns it, and no one but you will know who the information belongs to.
3. Non-usability protection
Non-usability protection is protection on the human level, which means that you will provide no sensitive information and the information you actually provide is not sufficient to perform a payment, either on the Internet, in a store, or to be used in an ATM machine.
When you try the demo you may notice that you provide only one piece of information, which to some extent can be considered as secret information, the card number, although this number as being the clearest and largest text on a credit card is not meant to be particularly secret or hidden. The card number identifies the card, but it is impossible to abuse the card by knowing the card number only, because the owner's name, the expiry date, the CVV number, and the PIN code will still remain unknown to anyone but yourself.
The card number is needed to cancel a card, but you are not required to unveil it if you do not feel confident. You are free to omit digits, replace digits, or enter it backwards. On the benefits page you can see ways to omit the card number, even we do not recommend this.
The remaining information for a credit card is limited to adding your own text and public emergency phone numbers which are not in any way secret. This ensures that it will not be possible to use your information for any other purpose than for canceling a lost credit card.
For a mobile phone you need to provide only an emergency phone number and the IMEI number of the phone. None of these numbers are sensitive or secret information. The emergency number is a public phone number and the IMEI number is burned into the circuit board of the phone and useful only for the person who owns or possesses the physical device.
Overview of the protection levels
The three levels of protection ensure that your information cannot be used for any other purpose than the purpose it is intended for.
If you review the table below you will find that this is absolutely true, because not even you yourself are able to do any harm, perform any payment, damage any phone, or do other kind of damage, if you are allowed to use only the information that is stored on Holiday-Secure.
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| Theoretical situation |
 Technical protection |
Identity protection |
Non-usability protection |
| An attempt to use your data in an ATM machine |
Your data is always kept safe, encrypted, and password-protected |
The cardholder name is missing and the card is also missing |
Abuse is not possible because the expiry date is missing and the PIN number is unknown |
| An attempt to purchase goods or services on the Internet with your name and data |
Your data is always kept safe, encrypted, and password-protected |
The cardholder name and address are unknown |
Abuse is impossible because the expiry date is missing, and the Card Verification Value (CVV) is also missing |
| An attempt to purchase in the unlawful person's own name on the Internet using your data |
Your data is always kept safe, encrypted, and password-protected |
The cardholder name and address will be wrong and inconsistent with the issuer's information |
Abuse is not possible because the expiry date is missing, and the Card Verification Value (CVV) is also missing |
| An attempt to unlawfully cancel your card or block your phone (which is pointless and unlikely) |
Your data is always kept safe, encrypted, and password-protected |
The cardholder name and address are unknown |
Abuse is impossible because no one but you know the name of the cardholder or the phone owner, or any other personal details the provider may ask for |
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Legal considerations
Storing your information is legal, because you are allowed to save important information about your cards and phones, if the information is stored safely and kept apart from the physical devices. That is exactly what you do when you store your information on Holiday-Secure.
The general used legal rule says that you are not resposible if someone else is abusing your information as long as you posses the physical card or phone. If you do not physically posses it or if you do not know where it is, then you are responsible for the abuse.
That rule is in accordance with the purpose of Holiday-Secure, because the purpose of Holiday-Secure is helping you to act immediately and release you from being resposible, if you no longer posses the card or phone because you have lost it or someone has stolen it.
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